@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');

/* ===== Typography System ===== */
:root{
  --font-poppins:'Poppins',-apple-system,BlinkMacSystemFont,sans-serif;
  --fs-h1:clamp(2.125rem,4.5vw + 1rem,3.5rem);
  --fs-h2:clamp(1.625rem,2.5vw + 1rem,2.375rem);
  --fs-h3:clamp(1.35rem,1.5vw + .9rem,1.75rem);
  --fs-body:clamp(1rem,.35vw + .9rem,1.125rem);
}


:root{
  --navy:#071f55;
  --navy-2:#0b2b68;
  --blue:#0d3d86;
  --yellow:#ffb000;
  --yellow-2:#f6a800;
  --white:#fff;
  --ink:#102552;
  --muted:#5d6880;
  --line:#e4e8ef;
  --soft:#f7f9fc;
  --shadow:0 10px 28px rgba(7,31,85,.08);
  --radius:22px;
  --container:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:var(--font-poppins);
  font-size:var(--fs-body);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}

h1{
  font-family:var(--font-poppins);
  font-size:var(--fs-h1);
  font-weight:700;
  line-height:1.15;
  letter-spacing:-.025em;
}
h2{
  font-family:var(--font-poppins);
  font-size:var(--fs-h2);
  font-weight:600;
  line-height:1.25;
  letter-spacing:-.015em;
}
h3{
  font-family:var(--font-poppins);
  font-size:var(--fs-h3);
  font-weight:600;
  line-height:1.25;
}
img{display:block;max-width:100%;height:auto;object-fit:cover}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
button{cursor:pointer}
.container{width:min(calc(100% - 48px),var(--container));margin-inline:auto}
.section{padding:clamp(42px,6vw,86px) 0}
.section-tight{padding:clamp(28px,4vw,52px) 0}
.eyebrow{color:var(--yellow-2);font-weight:800;letter-spacing:.02em}
.section-title{margin:0;color:var(--navy);font-size:var(--fs-h2);line-height:1.25;font-weight:600;letter-spacing:-.015em;text-transform:uppercase}
.section-title span{display:block;color:var(--yellow-2)}
.section-rule{width:66px;height:3px;background:var(--yellow);margin:18px 0 28px}
.lead{font-size:clamp(16px,1.5vw,21px);color:#24345a}
.muted{color:var(--muted)}
.text-center{text-align:center}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:18px;
  min-height:52px;padding:13px 24px;border-radius:11px;
  border:1px solid transparent;font-family:var(--font-poppins);
  font-size:1rem;
  font-weight:600;
  letter-spacing:.02em;
  transition:.25s ease;
}
.btn i{font-size:1.15em}
.btn-primary{background:var(--yellow);color:#071b45}
.btn-primary:hover{transform:translateY(-2px);filter:brightness(.98)}
.btn-outline{border-color:#fff;color:#fff;background:transparent}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:#0d3274}
.btn-block{width:100%}

.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);
  border-bottom:1px solid var(--line);backdrop-filter:blur(12px)
}
.header-inner{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:14px;min-width:0}
.brand-logo{
  width:64px;height:64px;border-radius:12px;background:var(--navy);
  display:grid;place-items:center;overflow:hidden;flex:0 0 auto
}
.brand-logo img{width:100%;height:100%;object-fit:cover}
.brand-name{font-size:clamp(18px,2vw,26px);font-weight:900;line-height:1.05;color:var(--navy);white-space:nowrap}
.brand-tagline{font-size:clamp(11px,1.2vw,16px);letter-spacing:.01em;color:#2c3650}
.desktop-nav{display:flex;align-items:center;gap:clamp(12px,2vw,28px);font-size:14px;font-weight:700}
.desktop-nav a{padding:9px 0;position:relative}
.desktop-nav a:not(.nav-cta):after{content:"";position:absolute;left:0;right:100%;bottom:2px;height:2px;background:var(--yellow);transition:.25s}
.desktop-nav a:hover:after,.desktop-nav a.active:after{right:0}
.nav-cta{background:var(--yellow);padding:10px 16px!important;border-radius:9px}
.nav-sim{display:inline-flex;align-items:center;gap:6px}
.menu-toggle{
  display:none;border:0;background:none;color:var(--navy);font-size:32px;line-height:1;
  width:46px;height:46px
}
.mobile-nav{
  display:none;border-top:1px solid var(--line);background:#fff;
  box-shadow:0 18px 30px rgba(0,0,0,.07)
}
.mobile-nav.open{display:block}
.mobile-nav a{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;border-bottom:1px solid var(--line);font-weight:800}
.mobile-nav .mobile-cta{margin:14px 24px;background:var(--yellow);border-radius:10px;border:0;justify-content:center}

.hero{
  position:relative;overflow:hidden;min-height:610px;background:var(--navy);color:#fff
}
.hero-grid{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);min-height:610px}
.hero-copy{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;padding:clamp(40px,6vw,78px) 0}
.hero h1{font-size:clamp(38px,5.3vw,72px);line-height:1.03;margin:0 0 24px;font-weight:900;max-width:700px;text-transform:uppercase}
.hero h1 span{color:var(--yellow)}
.hero p{font-size:clamp(16px,1.6vw,22px);max-width:640px;margin:0 0 30px;color:#f5f7fc}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-media{position:relative;min-height:610px}
.hero-media:before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,var(--navy) 0%,rgba(7,31,85,.86) 10%,rgba(7,31,85,.12) 62%,rgba(7,31,85,.05) 100%);
  z-index:1
}
.hero-media img{width:100%;height:100%;object-fit:cover}

.feature-strip{
  position:relative;margin-top:-1px;background:#fff;border-radius:28px 28px 0 0;
  box-shadow:0 -12px 35px rgba(0,0,0,.06);padding:34px 0 20px
}
.feature{text-align:center;padding:10px}
.icon-circle{
  width:64px;height:64px;margin:0 auto 12px;border-radius:50%;
  display:grid;place-items:center;background:var(--yellow);color:var(--navy);font-size:28px
}
.feature h3{font-size:15px;margin:0 0 6px}
.feature p{font-size:13px;margin:0;color:#4b5873}

.stats{
  background:var(--navy);color:#fff;border-radius:24px;padding:28px;
  display:grid;grid-template-columns:repeat(4,1fr);gap:0
}
.stat{display:flex;align-items:center;justify-content:center;gap:14px;text-align:center;padding:12px 20px;border-right:1px solid rgba(255,255,255,.45)}
.stat:last-child{border-right:0}
.stat i{color:var(--yellow);font-size:38px}
.stat strong{display:block;font-size:22px;line-height:1.15}
.stat span{display:block;font-size:13px;color:#f0f3f8}

.products-row{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.product-card{min-width:0;text-align:center}
.product-card img{width:100%;aspect-ratio:1.25/1;border-radius:15px;border:1px solid var(--line)}
.product-card h3{font-size:16px;margin:10px 0 0;color:var(--navy)}

.cta-banner{
  border-radius:24px;background:linear-gradient(110deg,#ffb000,#ffab00);padding:28px 34px;
  display:flex;align-items:center;gap:24px;justify-content:space-between;color:#071b45
}
.cta-icon{width:70px;height:70px;border-radius:50%;background:var(--navy);color:var(--yellow);display:grid;place-items:center;font-size:34px;flex:0 0 auto}
.cta-banner h2{margin:0;font-size:clamp(20px,2.2vw,30px)}
.cta-banner p{margin:2px 0 0}
.cta-banner .btn{margin-left:auto;flex:0 0 auto}

.page-hero{padding:clamp(40px,6vw,72px) 0 20px}
.page-hero .section-title{max-width:800px}

.about-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:45px;align-items:center}
.about-copy p{font-size:15px;margin:0 0 24px}
.about-visual{position:relative}
.about-main{width:100%;border-radius:20px}
.about-thumbs{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px}
.about-thumbs img{aspect-ratio:1.35/1;border-radius:12px}
.since-card{
  position:absolute;right:-10px;bottom:-38px;background:#fff;border-radius:16px;padding:20px;
  box-shadow:var(--shadow);width:150px
}
.since-card strong{display:block;font-size:34px;color:var(--navy);line-height:1}
.motto{margin-top:65px;background:var(--navy);color:#fff;border-radius:22px;padding:28px 38px;display:flex;gap:22px;align-items:flex-start}
.motto .quote{font-size:44px;color:var(--yellow);line-height:1}
.motto h2{margin:0;font-size:clamp(21px,2.3vw,30px)}

.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.info-card{border:1px solid var(--line);border-radius:20px;padding:28px;background:#fff;box-shadow:0 5px 20px rgba(7,31,85,.025)}
.info-head{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.info-head i{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:25px}
.info-card h2{font-size:21px;margin:0}
.info-card ul{margin:0;padding-left:20px}
.info-card li{margin:7px 0}

.values{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.value{text-align:center;padding:16px 10px;border-right:1px solid var(--line)}
.value:last-child{border-right:0}
.value i{font-size:30px}
.value h3{font-size:15px;margin:8px 0 2px}
.value p{font-size:12px;margin:0;color:var(--muted)}

.about-stats{
  margin-top:30px;background:var(--soft);border:1px solid var(--line);border-radius:22px;
  padding:20px;display:grid;grid-template-columns:1.1fr 2fr;gap:20px;align-items:center
}
.about-stats img{border-radius:16px;width:100%;height:170px}
.stats-small{display:grid;grid-template-columns:repeat(4,1fr)}
.stats-small .stat{color:var(--ink);border-right:1px solid #d7dce6}
.stats-small .stat i{color:var(--navy)}
.stats-small .stat span{color:var(--ink)}

.category{
  border:1px solid var(--line);border-radius:22px;background:var(--soft);padding:24px;margin-top:28px
}
.category-head{display:flex;align-items:center;gap:14px;margin-bottom:18px}
.category-head i{font-size:28px}
.category-head h2{margin:0;font-size:22px}
.savings-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.service-card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:14px}
.service-card img{width:100%;aspect-ratio:1/1;border-radius:12px}
.service-card h3{font-size:15px;margin:12px 0 7px}
.service-card p{font-size:13px;margin:0;color:var(--muted)}
.loan-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.loan-card{display:grid;grid-template-columns:180px 1fr;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px}
.loan-card.wide{grid-column:1/-1;max-width:66%}
.loan-card img{width:180px;height:125px;border-radius:13px}
.loan-card h3{font-size:16px;margin:0 0 6px}
.loan-card p{font-size:13px;margin:0;color:var(--muted)}
.sim-banner{margin-top:20px;background:var(--navy);color:#fff;border-radius:22px;padding:30px;display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:center}
.sim-banner h2{margin:0 0 8px}
.sim-banner p{margin:0 0 18px}
.sim-image{justify-self:end;max-width:390px}

.member-hero{position:relative}
.member-hero img{width:100%;height:360px;border-radius:22px}
.member-overlay{
  position:relative;margin:-95px 45px 0;background:var(--navy);color:#fff;border-radius:22px;padding:28px 38px;
  display:flex;justify-content:space-between;align-items:center;gap:20px
}
.member-overlay h2{margin:0 0 6px;font-size:clamp(23px,3vw,38px)}
.member-overlay p{margin:0 0 15px}
.member-overlay i{font-size:90px;color:rgba(255,255,255,.18)}
.member-list{display:grid;gap:22px;margin-top:30px}
.member-card{display:grid;grid-template-columns:80px 1fr;gap:22px;align-items:start;border:1px solid var(--line);border-radius:20px;padding:24px}
.member-card .big-icon{width:66px;height:66px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:28px}
.member-card h2{margin:0 0 8px;font-size:23px}
.member-card ul{margin:0;padding-left:20px}
.member-card li{margin:5px 0}
.member-bottom{margin-top:28px;background:var(--navy);color:#fff;border-radius:22px;padding:26px 30px;display:flex;align-items:center;gap:20px}
.member-bottom h2{margin:0;color:var(--yellow)}
.member-bottom .btn{margin-left:auto}

.network-top{display:grid;grid-template-columns:1fr 1fr;gap:25px;align-items:center}
.map-placeholder{position:relative;min-height:290px;border-radius:22px;overflow:hidden;background:#eaf2fa}
.map-placeholder img{width:100%;height:100%;min-height:290px}
.pin{position:absolute;color:var(--yellow);font-size:22px;filter:drop-shadow(0 3px 3px rgba(0,0,0,.2))}
.branch-summary{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:22px}
.branch-summary .info-card{display:flex;align-items:center;gap:18px}
.branch-summary i{font-size:40px;color:var(--navy)}
.branch-summary strong{font-size:42px;color:var(--yellow);line-height:1}
.branch-summary span{display:block;font-weight:800}
.branch-layout{display:grid;grid-template-columns:360px 1fr;gap:18px;margin-top:30px}
.branch-list,.branch-map{border:1px solid var(--line);border-radius:20px;padding:18px}
.branch-list h2,.branch-map h2{margin:0 0 14px;font-size:20px}
.search-box{position:relative}
.search-box input,.branch-filter{width:100%;height:45px;border:1px solid var(--line);border-radius:10px;padding:0 42px 0 14px;outline:0;background:#fff}
.search-box i{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:#8a93a5}
.branch-filter{margin-top:10px;padding-right:14px}
.branch-items{display:grid;gap:11px;margin-top:15px}
.branch-item{display:grid;grid-template-columns:78px 1fr;gap:11px;padding:7px;border-radius:12px}
.branch-item:hover{background:var(--soft)}
.branch-item img{width:78px;height:70px;border-radius:10px}
.branch-item h3{font-size:14px;margin:0 0 2px}
.branch-item p{font-size:12px;line-height:1.45;margin:0;color:var(--muted)}
.empty{padding:18px;text-align:center;color:var(--muted);display:none}
.branch-map .map-placeholder{min-height:550px}
.nearby-banner{margin-top:24px;background:var(--navy);color:#fff;border-radius:22px;overflow:hidden;display:grid;grid-template-columns:1.1fr .9fr}
.nearby-copy{padding:30px}
.nearby-copy h2{margin:0 0 8px}
.nearby-copy p{margin:0 0 18px}
.nearby-banner img{width:100%;height:100%;min-height:220px}

.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:stretch}
.contact-details{padding:12px 0}
.contact-item{display:flex;align-items:flex-start;gap:15px;margin:20px 0}
.contact-item i{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;flex:0 0 auto}
.contact-item strong{display:block}
.contact-item span{display:block;color:#283659}
.hours{margin-top:28px}
.contact-form{border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow)}
.contact-form h2{margin:0 0 15px}
.form-grid{display:grid;gap:12px}
.field label{display:block;font-weight:700;font-size:13px;margin-bottom:5px}
.field input,.field textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:12px 13px;outline:0;background:#fff}
.field textarea{min-height:120px;resize:vertical}
.contact-person{background:var(--navy);border-radius:22px;overflow:hidden;display:flex;align-items:end;justify-content:center}
.contact-person img{width:100%;height:100%;min-height:650px;object-fit:cover}
.social-box{margin-top:24px;border:1px solid var(--line);border-radius:20px;padding:25px;display:flex;align-items:center;gap:30px}
.social-box h2{margin:0 0 10px}
.socials{display:flex;gap:14px}
.socials a{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line);font-size:22px;color:var(--navy);transition:.2s}
.socials a:hover{background:var(--navy);color:#fff}
.site-footer{margin-top:30px;background:var(--navy);color:#fff}
.footer-main{padding:48px 0;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}
.footer-brand .brand-name{color:#fff}
.footer-brand .brand-tagline{color:#dbe2f0}
.footer-main h2{font-size:16px;margin:0 0 13px}
.footer-main ul{list-style:none;padding:0;margin:0}
.footer-main li{margin:7px 0;color:#dbe2f0;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.18);padding:17px 0;font-size:12px;color:#dbe2f0;display:flex;justify-content:space-between;gap:20px}

.toast{position:fixed;right:20px;bottom:20px;z-index:100;background:var(--navy);color:#fff;padding:14px 18px;border-radius:12px;box-shadow:var(--shadow);transform:translateY(140%);transition:.3s}
.toast.show{transform:translateY(0)}

@media (max-width:1050px){
  .desktop-nav{display:none}
  .menu-toggle{display:block}
  .hero-grid{grid-template-columns:1fr}
  .hero-copy{min-height:500px}
  .hero-media{position:absolute;inset:0;z-index:0;opacity:.5}
  .hero-copy{z-index:2}
  .products-row{grid-template-columns:repeat(3,1fr)}
  .values{grid-template-columns:repeat(3,1fr)}
  .value:nth-child(3){border-right:0}
  .about-grid,.contact-grid,.network-top{grid-template-columns:1fr}
  .branch-layout{grid-template-columns:1fr}
  .branch-map .map-placeholder{min-height:430px}
  .loan-card.wide{max-width:none}
  .footer-main{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:700px){
  .container{width:min(calc(100% - 28px),var(--container))}
  .header-inner{min-height:78px}
  .brand-logo{width:50px;height:50px;border-radius:10px}
  .brand-name{font-size:17px}
  .brand-tagline{font-size:10px}
  .hero{min-height:650px}
  .hero-grid{min-height:650px}
  .hero-copy{min-height:650px;padding:50px 0}
  .hero h1{font-size:clamp(37px,11vw,55px)}
  .hero p{font-size:16px}
  .hero-actions{flex-direction:column;align-items:stretch}
  .hero-actions .btn{width:100%}
  .feature{padding:8px 3px}
  .icon-circle{width:55px;height:55px;font-size:23px}
  .feature h3{font-size:13px}
  .feature p{font-size:11px}
  .stats{grid-template-columns:1fr 1fr;padding:12px}
  .stat{padding:15px 5px;border-right:1px solid rgba(255,255,255,.35)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.35)}
  .stat i{font-size:28px}
  .stat strong{font-size:17px}
  .stat span{font-size:11px}
  .products-row{grid-template-columns:repeat(2,1fr)}
  .product-card h3{font-size:13px}
  .cta-banner{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:22px}
  .cta-banner .btn{grid-column:1/-1;margin:0;width:100%}
  .cta-icon{width:54px;height:54px;font-size:26px}
  .about-grid{gap:25px}
  .since-card{right:8px;bottom:-25px;width:125px;padding:14px}
  .since-card strong{font-size:28px}
  .motto{padding:23px;gap:12px}
  .motto .quote{font-size:34px}
  .two-cards{grid-template-columns:1fr}
  .values{grid-template-columns:repeat(2,1fr)}
  .value{border-right:0;border-bottom:1px solid var(--line)}
  .value:last-child{grid-column:1/-1}
  .about-stats{grid-template-columns:1fr}
  .about-stats img{height:150px}
  .stats-small{grid-template-columns:1fr 1fr}
  .stats-small .stat{border-right:0;border-bottom:1px solid #d7dce6}
  .stats-small .stat:nth-child(2n){border-right:0}
  .savings-grid{grid-template-columns:1fr 1fr}
  .loan-grid{grid-template-columns:1fr}
  .loan-card,.loan-card.wide{grid-template-columns:1fr;max-width:none}
  .loan-card img{width:100%;height:auto;aspect-ratio:1.45/1}
  .sim-banner{grid-template-columns:1fr;padding:24px}
  .sim-image{justify-self:center}
  .member-hero img{height:280px}
  .member-overlay{margin:-55px 14px 0;padding:22px;display:block}
  .member-overlay i{display:none}
  .member-card{grid-template-columns:1fr;gap:12px}
  .member-bottom{display:block;padding:22px}
  .member-bottom .btn{margin-top:15px;width:100%}
  .branch-summary{grid-template-columns:1fr}
  .nearby-banner{grid-template-columns:1fr}
  .nearby-banner img{min-height:180px}
  .contact-person img{min-height:500px}
  .social-box{display:block}
  .socials{margin-top:15px}
  .footer-main{grid-template-columns:1fr;gap:24px}
  .footer-bottom{display:block}
  .footer-bottom span{display:block;margin-top:5px}
}
@media (max-width:420px){
  .brand-tagline{display:none}
  .section-title{font-size:29px}
  .page-hero{padding-top:34px}
}

/* ===== Revision: footer & product cards ===== */
.footer-main{grid-template-columns:1.25fr 1.35fr 1fr}
.footer-contact h2,.footer-social h2{color:#fff;font-size:17px;margin:0 0 15px}
.contact-list{list-style:none;padding:0;margin:0;display:grid;gap:11px}
.contact-list li{display:flex;align-items:flex-start;gap:11px;color:#dbe2f0;font-size:14px}
.contact-list i{color:var(--yellow);font-size:16px;flex:0 0 18px;margin-top:3px}
.social-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.social-grid a{display:flex;align-items:center;gap:9px;padding:10px 11px;border:1px solid rgba(255,255,255,.18);border-radius:10px;color:#fff;font-size:13px;transition:.2s}
.social-grid a:hover{background:rgba(255,255,255,.08);border-color:var(--yellow);color:var(--yellow)}
.social-grid i{font-size:20px;color:var(--yellow)}
.service-card h3 span{font-weight:700;font-size:13px}
@media (max-width:1050px){.footer-main{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}
@media (max-width:700px){.footer-main{grid-template-columns:1fr}.footer-brand{grid-column:auto}.social-grid{grid-template-columns:1fr 1fr}}

.branch-layout:has(.branch-list:only-child){grid-template-columns:minmax(0,1fr)}
.branch-layout:has(.branch-list:only-child) .branch-list{max-width:100%}

/* ===== Revision 2: branch table ===== */
.branch-table-card{border:1px solid var(--line);border-radius:22px;background:#fff;padding:clamp(18px,3vw,30px);box-shadow:0 8px 26px rgba(7,31,85,.05)}
.branch-table-head{display:flex;align-items:flex-end;justify-content:space-between;gap:25px;margin-bottom:20px}
.branch-table-head h2{margin:0 0 5px;font-size:clamp(22px,2.4vw,30px);color:var(--navy)}
.branch-table-head p{margin:0;font-size:13px}
.branch-search-table{width:min(100%,360px)}
.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:14px;-webkit-overflow-scrolling:touch}
.branch-table{width:100%;min-width:700px;border-collapse:collapse;background:#fff}
.branch-table th{background:var(--navy);color:#fff;padding:14px 16px;text-align:left;font-size:13px;white-space:nowrap}
.branch-table th:first-child,.branch-table td:first-child{text-align:center;width:65px}
.branch-table td{padding:14px 16px;border-bottom:1px solid var(--line);font-size:13px;vertical-align:middle}
.branch-table tbody tr:last-child td{border-bottom:0}
.branch-table tbody tr:hover{background:#f8faff}
.branch-table td a{color:var(--blue);font-weight:700}
.table-loading,.table-empty{text-align:center!important;padding:28px!important;color:var(--muted)}
.branch-table-footer{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:18px}
.branch-result-info{font-size:13px;color:var(--muted)}
.branch-pagination{display:flex;align-items:center;gap:7px}
.table-page-btn,.table-page-number{width:38px;height:38px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--navy);display:grid;place-items:center;font-weight:800}
.table-page-btn:hover:not(:disabled),.table-page-number:hover{border-color:var(--yellow);background:#fff8e6}
.table-page-btn:disabled{opacity:.4;cursor:not-allowed}
.table-page-number.active{background:var(--yellow);border-color:var(--yellow)}
.branch-page-numbers{display:flex;gap:6px}
.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}
@media (max-width:700px){
  .branch-table-head{display:block}
  .branch-search-table{width:100%;margin-top:15px}
  .branch-table-footer{display:block}
  .branch-pagination{justify-content:center;margin-top:12px}
  .branch-result-info{text-align:center}
  .branch-page-numbers{max-width:180px;overflow:hidden}
}

/* ===== Revision 5 ===== */
.savings-list{display:grid;grid-template-columns:1fr;gap:22px}
.savings-list .service-card{display:grid;grid-template-columns:minmax(300px,500px) minmax(0,1fr);align-items:center;gap:clamp(18px,3vw,34px);padding:clamp(14px,2vw,20px)}
.savings-list .service-card img{width:100%;height:auto;aspect-ratio:5/3;object-fit:cover;border-radius:12px}
.savings-list .service-card h3{margin:0 0 10px}
.savings-list .service-card p{margin:0;line-height:1.75}
.member-requirements{margin:12px 0 0;padding-left:1.35rem;line-height:1.8}
.member-requirements li{margin-bottom:7px}
.footer-contact .contact-list li a{display:flex;align-items:flex-start;gap:11px;color:#dbe2f0;width:100%}
.footer-contact .contact-list li a:hover{color:#fff}
.contact-item span a{color:inherit;text-decoration:none}
.contact-item span a:hover{text-decoration:underline}
@media(max-width:700px){
  .savings-list .service-card{grid-template-columns:1fr}
}

/* ===== Revision 6 ===== */
.loans-list{display:grid;grid-template-columns:1fr;gap:22px}
.loans-list .loan-card{display:grid;grid-template-columns:minmax(300px,500px) minmax(0,1fr);align-items:center;gap:clamp(18px,3vw,34px);padding:clamp(14px,2vw,20px)}
.loans-list .loan-card img{width:100%;height:auto;aspect-ratio:5/3;object-fit:cover;border-radius:12px}
.loans-list .loan-card h3{margin:0 0 10px}
.loans-list .loan-card p{margin:0;line-height:1.75}
@media(max-width:700px){.loans-list .loan-card{grid-template-columns:1fr}}


/* ===== Homepage: Member Benefits ===== */
.member-benefits{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:clamp(12px,2vw,20px);
}
.member-benefit{
  min-width:0;
  min-height:165px;
  padding:clamp(18px,2.2vw,26px) clamp(14px,2vw,22px);
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  text-align:center;
}
.member-benefit .icon-circle{
  width:58px;height:58px;flex:0 0 58px;margin:0 auto 12px;
  display:grid;place-items:center;
}
.member-benefit h3{margin:0 0 7px;font-size:clamp(14px,1.3vw,17px);line-height:1.25}
.member-benefit p{max-width:280px;margin:0 auto;font-size:clamp(11px,1vw,13px);line-height:1.55}

/* ===== Homepage: Network ===== */
.network-section .section-heading{margin-bottom:clamp(22px,3vw,34px)}
.network-section .lead{max-width:700px;margin:12px auto 0}
.network-map-card{
  display:grid;
  grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);
  gap:clamp(22px,4vw,54px);
  align-items:center;
  padding:clamp(18px,3vw,32px);
  border:1px solid var(--border);
  border-radius:22px;
  background:var(--surface);
  box-shadow:var(--shadow);
}
.homepage-map{position:relative;overflow:hidden;border-radius:16px}
.homepage-map img{display:block;width:100%;height:auto}
.homepage-map .pin{
  position:absolute;
  transform:translate(-50%,-50%);
  color:#f5c400;
  font-size:clamp(18px,2.5vw,30px);
  line-height:1;
  filter:drop-shadow(0 2px 4px rgba(0,0,0,.2));
}
.network-map-copy .eyebrow{display:inline-block;margin-bottom:10px}
.network-map-copy h3{margin:0 0 12px;font-size:clamp(22px,3vw,34px);line-height:1.15}
.network-map-copy p{margin:0 0 22px;line-height:1.7}

/* ===== Homepage: Product Slider ===== */
.product-slider-wrap{position:relative;display:flex;align-items:center;gap:12px}
.product-slider{
  display:grid;
  grid-auto-flow:column;
  grid-auto-columns:minmax(280px,calc((100% - 36px)/4));
  gap:12px;
  overflow-x:auto;
  overscroll-behavior-x:contain;
  scroll-snap-type:x mandatory;
  scroll-behavior:smooth;
  scrollbar-width:none;
  padding:4px 2px 12px;
  flex:1;
}
.product-slider::-webkit-scrollbar{display:none}
.product-slide{
  min-width:0;
  overflow:hidden;
  scroll-snap-align:start;
  border:1px solid var(--border);
  border-radius:16px;
  background:var(--surface);
  box-shadow:var(--shadow);
}
.product-slide img{display:block;width:100%;height:auto;aspect-ratio:5/3;object-fit:cover}
.product-slide-body{padding:16px}
.product-slide-body h3{margin:5px 0 8px;font-size:clamp(15px,1.4vw,18px);line-height:1.25}
.product-slide-body p{margin:0;font-size:13px;line-height:1.55}
.product-type{font-size:10px;font-weight:800;letter-spacing:.12em}
.slider-arrow{
  width:42px;height:42px;flex:0 0 42px;border:1px solid var(--border);
  border-radius:50%;background:var(--surface);color:var(--primary);
  display:grid;place-items:center;cursor:pointer;transition:.2s ease;
}
.slider-arrow:hover{transform:translateY(-1px);box-shadow:var(--shadow)}
.slider-arrow:disabled{opacity:.4;cursor:not-allowed}
.slider-dots{display:flex;justify-content:center;gap:7px;margin-top:10px}
.slider-dot{width:7px;height:7px;padding:0;border:0;border-radius:50%;background:#c7ceda;cursor:pointer}
.slider-dot.active{width:22px;border-radius:8px;background:var(--primary)}
.product-all-link{margin-top:20px}

@media (min-width:1025px){
  .member-benefits{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media (max-width:1024px){
  .product-slider{grid-auto-columns:minmax(280px,calc((100% - 12px)/2))}
  .network-map-card{grid-template-columns:1fr}
}
@media (max-width:700px){
  .member-benefit{min-height:150px;padding:16px 10px}
  .member-benefit .icon-circle{width:52px;height:52px;flex-basis:52px;font-size:22px}
  .product-slider{grid-auto-columns:85%}
  .slider-arrow{width:38px;height:38px;flex-basis:38px}
  .product-slider-wrap{gap:7px}
}


/* ===== Typography readability ===== */
p,.lead{
  max-width:65ch;
}

/* ===== Homepage: Centered Section Rules ===== */
.section-heading.text-center .section-rule{
  margin:18px auto 28px;
}

/* ================================================================
   NEWS / BERITA SYSTEM
   ================================================================ */
.visually-hidden{
  position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;
  overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important
}
.news-hero{
  padding:clamp(86px,10vw,138px) 0 clamp(42px,6vw,72px);
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 62%,#174f91 100%);
  color:#fff;
  position:relative;
  overflow:hidden;
}
.news-hero:after{
  content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-170px;top:-210px;
  background:rgba(255,176,0,.12);pointer-events:none
}
.news-hero-inner,.news-container{width:min(1200px,calc(100% - 48px));margin-inline:auto;position:relative;z-index:1}
.news-eyebrow,.news-section-eyebrow{
  margin:0 0 10px;color:var(--yellow);font-size:.76rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase
}
.news-hero h1{margin:0 0 14px;color:#fff;font-size:clamp(2.25rem,5vw,4.25rem);line-height:1.04}
.news-hero p{max-width:720px;margin:0;color:rgba(255,255,255,.86);font-size:clamp(.98rem,1.6vw,1.1rem);line-height:1.75}
.news-content{padding:clamp(44px,6vw,82px) 0 90px;background:var(--soft)}
.news-toolbar{
  display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-bottom:30px
}
.news-toolbar h2{margin:0;color:var(--navy);font-size:clamp(1.55rem,2.4vw,2.15rem)}
.news-toolbar-description{margin:7px 0 0;color:var(--muted);font-size:.92rem}
.news-tools{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.news-search,.news-filter{position:relative;display:block}
.news-search{width:min(100%,340px)}
.news-search input,.news-filter select{
  width:100%;min-height:48px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);outline:none;
  transition:border-color .2s ease,box-shadow .2s ease
}
.news-search input{padding:10px 44px 10px 15px}
.news-filter select{padding:10px 38px 10px 14px;min-width:190px}
.news-search input:focus,.news-filter select:focus{border-color:var(--navy-2);box-shadow:0 0 0 3px rgba(11,43,104,.08)}
.news-search i{position:absolute;top:50%;right:15px;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.news-grid-page{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.news-card{
  display:flex;min-width:0;min-height:100%;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:18px;
  background:#fff;box-shadow:var(--shadow);transition:transform .22s ease,box-shadow .22s ease
}
.news-card:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(7,31,85,.12)}
.news-card[hidden]{display:none!important}
.news-card-image{display:block;width:100%;aspect-ratio:16/9;object-fit:cover;background:#eef2f5}
.news-card-body{display:flex;flex:1;flex-direction:column;padding:20px}
.news-meta{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:10px;color:var(--muted);font-size:.75rem}
.news-category{display:inline-flex;align-items:center;min-height:25px;padding:3px 9px;border-radius:999px;background:rgba(255,176,0,.16);color:#8a5a00;font-weight:800;letter-spacing:.04em;text-transform:uppercase}
.news-card h2,.news-card h3{margin:0 0 10px;color:var(--navy);font-size:clamp(1.02rem,1.3vw,1.18rem);line-height:1.38}
.news-card p{margin:0 0 18px;color:var(--muted);font-size:.9rem;line-height:1.65}
.news-readmore{display:inline-flex;align-items:center;gap:7px;margin-top:auto;color:var(--navy);font-size:.86rem;font-weight:800}
.news-readmore i{transition:transform .2s ease}.news-readmore:hover i{transform:translateX(3px)}
.news-card-featured{grid-column:span 2;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr)}
.news-card-featured .news-card-image{height:100%;aspect-ratio:auto;min-height:300px}
.news-card-featured .news-card-body{padding:clamp(22px,3vw,34px);justify-content:center}
.news-card-featured .news-card-body h2{font-size:clamp(1.35rem,2.1vw,2rem);line-height:1.25}
.news-empty{padding:60px 20px;border:1px dashed #cbd3df;border-radius:18px;text-align:center;background:#fff;color:var(--muted)}
.news-empty i{display:block;margin-bottom:10px;font-size:28px;color:var(--navy)}
.news-empty strong{display:block;color:var(--navy);font-size:1.05rem}
.news-empty p{margin:6px 0 0}

/* Homepage news slider: same interaction model as product slider */
.news-home-section{background:#fff}
.news-home-container{width:100%}
.news-home-heading{margin-bottom:0}
.news-home-heading .lead{max-width:700px;margin:0 auto}
.news-slider-wrap{margin-top:4px}
.news-slider-viewport{overflow:hidden;width:100%;min-width:0}
.news-slider-track{display:flex;gap:12px;margin:0;padding:4px 2px 12px;list-style:none;transition:transform .4s ease;will-change:transform}
.news-slider-slide{flex:0 0 calc((100% - 24px)/3);min-width:0;display:flex;scroll-snap-align:start}
.news-slider-slide .news-card{width:100%;box-shadow:0 8px 26px rgba(7,31,85,.07)}
.news-slider-slide .news-card h3{min-height:2.6em}
.news-slider-control{display:grid;place-items:center}
.news-slider-dots{margin-top:8px}
.news-slider-wrap .slider-arrow:disabled{opacity:.35}

/* Detail berita */
.news-detail{padding:clamp(56px,8vw,100px) 0 90px;background:#fff}
.news-detail-container{width:min(920px,calc(100% - 48px));margin-inline:auto}
.news-detail-back{display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;color:var(--navy);font-size:.9rem;font-weight:800}
.news-detail-back:hover{color:var(--blue)}
.news-detail-meta{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-bottom:16px;color:var(--muted);font-size:.82rem}
.news-detail-meta span:first-child{padding:4px 10px;border-radius:999px;background:rgba(255,176,0,.16);color:#8a5a00;font-weight:800}
.news-detail-title{margin:0;color:var(--navy);font-size:clamp(2rem,5vw,3.7rem);line-height:1.08}
.news-detail-image{display:block;width:100%;aspect-ratio:16/9;object-fit:cover;margin:28px 0 34px;border-radius:20px;background:#eef2f5;box-shadow:var(--shadow)}
.news-detail-content{color:#263653;font-size:clamp(1rem,.35vw + .95rem,1.1rem);line-height:1.9}
.news-detail-content p{margin:0 0 1.3rem}
.news-detail-content p:first-child{font-size:1.12em;color:var(--ink)}

@media (max-width:1100px){
  .news-grid-page{grid-template-columns:repeat(2,minmax(0,1fr))}
  .news-card-featured{grid-column:1/-1}
  .news-slider-slide{flex-basis:calc((100% - 12px)/2)}
}
@media (max-width:1024px){
  .container{width:min(calc(100% - 40px),var(--container))}
  .news-hero-inner,.news-container,.news-detail-container{width:min(100% - 40px,1200px)}
  .news-toolbar{align-items:flex-start}
}
@media (max-width:767px){
  .container{width:min(calc(100% - 30px),var(--container))}
  .header-inner{min-height:78px}
  .brand{gap:10px}
  .brand-logo{width:52px;height:52px;border-radius:10px}
  .brand-name{font-size:clamp(14px,4vw,18px);white-space:normal}
  .hero,.hero-grid,.hero-media{min-height:0}
  .hero-grid{grid-template-columns:1fr}
  .hero-copy{padding:56px 0 42px}
  .hero-media{height:min(72vw,420px)}
  .hero h1{font-size:clamp(34px,10vw,52px)}
  .hero-actions{width:100%}.hero-actions .btn{width:100%}
  .news-hero{padding:78px 0 42px}
  .news-hero-inner,.news-container,.news-detail-container{width:min(calc(100% - 30px),1200px)}
  .news-toolbar{flex-direction:column;align-items:stretch;gap:18px}
  .news-tools{display:grid;grid-template-columns:1fr;gap:10px;justify-content:stretch}
  .news-search,.news-filter,.news-filter select{width:100%}
  .news-grid-page{grid-template-columns:1fr;gap:18px}
  .news-card-featured{grid-column:auto;display:flex}
  .news-card-featured .news-card-image{height:auto;min-height:0;aspect-ratio:16/9}
  .news-card-featured .news-card-body{padding:20px}
  .news-card-featured .news-card-body h2{font-size:1.35rem}
  .news-slider-slide{flex-basis:100%}
  .news-slider-track{gap:0}
  .news-slider-wrap{gap:6px}
  .news-slider-slide .news-card-body{padding:17px}
  .news-slider-slide .news-card h3{min-height:0}
  .news-slider-wrap .slider-arrow{width:36px;height:36px;flex-basis:36px}
  .news-detail{padding:50px 0 65px}
  .news-detail-image{margin:22px 0 26px;border-radius:15px}
  .news-detail-title{font-size:clamp(1.85rem,9vw,2.65rem)}
  .news-detail-content{font-size:1rem;line-height:1.78}
  .footer-main{grid-template-columns:1fr!important}
}
@media (max-width:420px){
  .container{width:min(calc(100% - 24px),var(--container))}
  .news-hero-inner,.news-container,.news-detail-container{width:min(calc(100% - 24px),1200px)}
  .header-inner{gap:10px}
  .menu-toggle{width:40px;height:40px;font-size:28px}
  .brand-logo{width:46px;height:46px}
  .brand-name{font-size:14px}
  .news-card-body{padding:16px}
  .news-card-featured .news-card-body{padding:17px}
}

/* Navbar and footer refinements */
.desktop-nav .nav-berita{display:inline-flex;align-items:center;gap:4px}
.desktop-nav .nav-arrow{display:inline-block;margin-left:2px;font-size:.65em;line-height:1}
.mobile-nav .mobile-news-link{display:flex;align-items:center;justify-content:space-between}
.news-all-button-wrap{display:flex;justify-content:center;margin-top:26px}

/* Defensive responsive rules for all pages */
main,section,article,header,footer,.container,.header-inner,.hero-grid,.about-grid,.contact-grid,.network-top,.branch-layout,.loan-grid,.savings-grid,.two-cards{min-width:0}
body{overflow-x:hidden}
img,svg,video,iframe{max-width:100%}
button,input,textarea,select{max-width:100%}
@media (max-width:700px){
  .stats{grid-template-columns:1fr 1fr}
  .stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.22)}
  .stat:nth-last-child(-n+2){border-bottom:0}
  .stats-small{grid-template-columns:1fr 1fr}
  .cta-banner{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:22px}
  .cta-banner .btn{grid-column:1/-1;margin:0;width:100%}
  .motto{padding:22px;gap:14px}
  .motto .quote{font-size:36px}
  .since-card{right:10px;bottom:-26px}
}

/* ===== Homepage Hero: Blue Gradient / Yellow / White ===== */
.hero-modern{
  position:relative;
  isolation:isolate;
  overflow:hidden;
  color:#fff;
  background:
    radial-gradient(circle at 78% 18%, rgba(255,191,0,.18), transparent 23%),
    radial-gradient(circle at 8% 88%, rgba(58,143,255,.25), transparent 34%),
    linear-gradient(125deg,#04163d 0%,#08285f 42%,#0b4f99 72%,#1466b5 100%);
}
.hero-modern:before{
  content:"";
  position:absolute;
  inset:0;
  z-index:-2;
  pointer-events:none;
  opacity:.28;
  background-image:
    linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px);
  background-size:46px 46px;
  mask-image:linear-gradient(to bottom,black 0%,rgba(0,0,0,.65) 60%,transparent 100%);
}
.hero-modern:after{
  content:"";
  position:absolute;
  width:clamp(260px,38vw,600px);
  height:clamp(260px,38vw,600px);
  right:-12%;
  bottom:-42%;
  z-index:-1;
  border:1px solid rgba(255,255,255,.15);
  border-radius:50%;
  box-shadow:
    0 0 0 42px rgba(255,255,255,.025),
    0 0 0 84px rgba(255,255,255,.018),
    0 0 120px rgba(255,188,0,.08);
  pointer-events:none;
}
.hero-modern .hero-grid{
  position:relative;
  z-index:1;
  align-items:center;
  gap:clamp(32px,5.5vw,82px);
  min-height:clamp(570px,46vw,720px);
  padding-block:clamp(52px,6vw,88px);
}
.hero-modern-copy{
  position:relative;
  max-width:700px;
  padding-left:clamp(10px,2vw,30px);
}
.hero-modern-eyebrow{
  display:inline-flex;
  align-items:center;
  min-height:34px;
  margin-bottom:22px;
  padding:7px 14px;
  border:1px solid rgba(255,255,255,.24);
  border-radius:999px;
  background:linear-gradient(90deg,rgba(255,255,255,.1),rgba(255,255,255,.035));
  color:var(--yellow);
  font-size:.72rem;
  font-weight:900;
  letter-spacing:.12em;
  box-shadow:0 12px 32px rgba(0,0,0,.12),inset 0 1px 0 rgba(255,255,255,.08);
}
.hero-modern-copy:after{
  content:"";
  position:absolute;
  left:0;
  top:3px;
  width:4px;
  height:118px;
  border-radius:999px;
  background:linear-gradient(180deg,var(--yellow),rgba(255,176,0,.05));
  box-shadow:0 0 22px rgba(255,176,0,.22);
  z-index:-1;
}
.hero-modern h1{
  max-width:760px;
  margin:0 0 22px;
  color:#fff;
  font-size:clamp(2.55rem,5.15vw,5.15rem);
  line-height:.98;
  font-weight:900;
  letter-spacing:-.05em;
  text-transform:uppercase;
  text-wrap:balance;
  text-shadow:0 14px 38px rgba(0,0,0,.2);
}
.hero-modern h1 span{
  color:var(--yellow);
  background:linear-gradient(90deg,#ffd34a 0%,#ffb000 58%,#ffe27b 100%);
  -webkit-background-clip:text;
  background-clip:text;
  -webkit-text-fill-color:transparent;
}
.hero-modern .hero-copy>p{
  max-width:630px;
  margin:0;
  color:rgba(255,255,255,.88);
  font-size:clamp(1rem,1.35vw,1.17rem);
  line-height:1.8;
}
.hero-modern .hero-actions{margin-top:30px;gap:12px}
.hero-modern .hero-actions .btn{min-height:50px}
.hero-modern .btn-primary{
  box-shadow:0 14px 34px rgba(0,0,0,.2),0 0 0 1px rgba(255,255,255,.08);
}
.hero-modern .btn-outline{
  border-color:rgba(255,255,255,.72);
  background:rgba(255,255,255,.035);
  backdrop-filter:blur(8px);
}
.hero-modern .btn-outline:hover{background:#fff;color:var(--navy)}
.hero-modern-media{
  position:relative;
  min-height:clamp(390px,40vw,610px);
  display:grid;
  place-items:center;
}
.hero-modern-media:before{
  content:"";
  position:absolute;
  width:84%;
  aspect-ratio:1;
  border:1px solid rgba(255,255,255,.15);
  border-radius:50%;
  transform:rotate(-13deg);
  box-shadow:0 0 0 24px rgba(255,255,255,.018);
  pointer-events:none;
}
.hero-image-frame{
  position:relative;
  z-index:2;
  width:min(100%,650px);
  overflow:hidden;
  border:1px solid rgba(255,255,255,.45);
  border-radius:32px 32px 78px 32px;
  background:#0a2d6b;
  box-shadow:
    0 32px 78px rgba(0,0,0,.3),
    0 0 0 9px rgba(255,255,255,.055),
    0 0 70px rgba(54,145,255,.13);
  transform:rotate(1.2deg);
}
.hero-image-frame:before{
  content:"SEJAK 1995";
  position:absolute;
  top:18px;
  right:18px;
  z-index:3;
  padding:7px 11px;
  border:1px solid rgba(255,255,255,.24);
  border-radius:999px;
  background:rgba(4,22,61,.62);
  color:#fff;
  font-size:.68rem;
  font-weight:900;
  letter-spacing:.12em;
  backdrop-filter:blur(8px);
}
.hero-image-frame:after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(135deg,rgba(7,31,85,.02) 15%,rgba(7,31,85,.16) 100%);
  pointer-events:none;
}
.hero-image-frame img{
  display:block;
  width:100%;
  height:auto;
  aspect-ratio:10/7;
  object-fit:cover;
  object-position:center;
}
.hero-glow{
  position:absolute;
  z-index:1;
  border-radius:50%;
  pointer-events:none;
  filter:blur(2px);
}
.hero-glow-one{
  width:170px;
  height:170px;
  right:-1%;
  top:5%;
  background:rgba(255,190,0,.23);
  box-shadow:0 0 90px rgba(255,190,0,.2);
}
.hero-glow-two{
  width:230px;
  height:230px;
  left:-5%;
  bottom:0;
  background:rgba(57,148,255,.2);
  box-shadow:0 0 100px rgba(57,148,255,.17);
}

/* ===== Homepage News Slider: 1 / 2 / 4 cards ===== */
.news-home-container{width:min(1320px,calc(100% - 28px))}
.news-slider-wrap{width:100%;margin-top:18px}
.news-slider-viewport{width:100%;padding:6px 2px 16px}
.news-slider-track{gap:18px;padding-inline:0}
.news-slider-slide{flex:0 0 calc((100% - 54px)/4);min-width:0}
.news-slider-slide .news-card{
  width:100%;
  border-radius:22px;
  box-shadow:0 12px 32px rgba(7,31,85,.09);
  transition:transform .25s ease,box-shadow .25s ease;
}
.news-slider-slide .news-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(7,31,85,.14)}
.news-slider-slide .news-card-image{aspect-ratio:16/9}
.news-slider-slide .news-card-body{padding:20px}
.news-slider-slide .news-card h3{font-size:clamp(1rem,1.25vw,1.2rem);line-height:1.4}

@media (max-width:1100px){
  .hero-modern .hero-grid{gap:34px;min-height:560px}
  .hero-modern h1{font-size:clamp(2.4rem,5.7vw,4.25rem)}
  .news-home-container{width:min(1280px,calc(100% - 24px))}
  .news-slider-slide{flex-basis:calc((100% - 18px)/2)}
}
@media (max-width:767px){
  .hero-modern .hero-grid{grid-template-columns:1fr;min-height:0;padding-block:40px 50px;gap:30px}
  .hero-modern-copy{padding-left:10px}
  .hero-modern-eyebrow{margin-bottom:18px;font-size:.64rem;letter-spacing:.08em}
  .hero-modern-copy:after{height:84px}
  .hero-modern h1{font-size:clamp(2.25rem,10.5vw,3.35rem);line-height:1.02;margin-bottom:18px}
  .hero-modern .hero-copy>p{font-size:1rem;line-height:1.72}
  .hero-modern .hero-actions{margin-top:22px;flex-direction:column;align-items:stretch}
  .hero-modern .hero-actions .btn{width:100%}
  .hero-modern-media{min-height:0;padding-top:2px}
  .hero-modern-media:before{width:88%;height:auto;aspect-ratio:1}
  .hero-image-frame{width:100%;border-radius:24px 24px 52px 24px;transform:none}
  .hero-image-frame img{aspect-ratio:10/7}
  .hero-image-frame:before{top:12px;right:12px;font-size:.58rem;padding:6px 9px}
  .hero-glow-one{width:90px;height:90px;right:-4%;top:0}
  .hero-glow-two{width:120px;height:120px;left:-5%;bottom:-4%}
  .news-home-container{width:calc(100% - 20px)}
  .news-slider-wrap{margin-top:12px}
  .news-slider-track{gap:18px}
  .news-slider-slide{flex-basis:100%}
  .news-slider-slide .news-card-body{padding:17px}
  .news-slider-slide .news-card h3{font-size:1rem;min-height:0}
}
@media (max-width:420px){
  .hero-modern .hero-grid{padding-block:30px 38px}
  .hero-modern h1{font-size:clamp(2.05rem,11vw,2.8rem)}
  .hero-modern .hero-actions{gap:9px}
  .news-home-container{width:calc(100% - 16px)}
  .news-slider-slide{flex-basis:100%}
}


/* V5 news pagination + pretty URL safety */
.news-pagination{display:flex;justify-content:center;align-items:center;gap:.45rem;margin:2rem 0 0;flex-wrap:wrap}.news-page-btn{min-width:2.4rem;height:2.4rem;border:1px solid #d8e0ea;background:#fff;color:#0b2a5b;border-radius:.55rem;font-weight:700;cursor:pointer}.news-page-btn:hover,.news-page-btn.active{background:#0b2a5b;color:#fff;border-color:#0b2a5b}.news-page-btn:disabled{opacity:.45;cursor:not-allowed}.news-page-ellipsis{padding:0 .25rem;color:#68778a}.news-detail-content{overflow-wrap:anywhere}.news-detail-content img{max-width:100%;height:auto;border-radius:12px}.news-detail-content a{overflow-wrap:anywhere}

.hero-eyebrow{font-size:.82rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px;color:#174a9b}.news-detail-back{display:inline-flex;align-items:center;gap:.4rem}